Can I File an Insurance Claim if I Was Hurt in a Hit-and-Run Accident?

 Posted on May 23, 2023 in Personal Injury

Staying at the accident scene is not only the ethical thing to do after a crash but it is also required by Illinois law. Unfortunately, people who cause an accident sometimes speed away in hopes of avoiding accountability for their actions. Even more unfortunately, some of these hit-and-run drivers get away with it. 

If you were injured in a hit-and-run car accident, you may be lost, confused, and unsure of what to do. You may wonder whether you can file an insurance claim considering the other driver is nowhere to be found, and you do not have their contact information. In this blog, we will discuss your legal options for recovering compensation for medical bills and other damages caused in a hit-and-run accident.

Uninsured and Underinsured Motorist Coverage

The police are not always able to catch hit-and-run drivers. However, you may still be able to file an insurance claim and pursue financial compensation even if the at-fault driver is never apprehended.

Many Illinois residents have uninsured and underinsured motorist coverage (UM/UIM). This coverage protects you in the event that you are involved in a crash with an uninsured driver. Uninsured motorist coverage also applies to situations where the at-fault driver cannot be located.

The good news is that your own insurance company may be required to reimburse you for your injury-related losses. The bad news is that recovering adequate compensation from an auto insurance company is often an uphill battle - even when it is your own insurer.

How a Personal Injury Lawyer Can Help

Personal injury lawyers are experienced in insurance matters and know the strategies insurance companies use to avoid paying claimants what they need and deserve. If you or a loved one were injured in a hit-and-run accident, consider working with a personal injury attorney with experience in hit-and-run car accident cases. Your lawyer can advocate on your behalf and handle settlement negotiations for you so that you can focus on recovering from your injuries.

Contact our Aurora Car Accident Injury Lawyers

When you are recovering from car accident injuries, the last thing you should have to worry about is dealing with the insurance company’s runaround. Let our skilled Aurora personal injury attorneys represent you and fight for the maximum compensation in your case.

Our skilled team understands how difficult it can be to get the compensation you need. We have recovered millions of dollars on behalf of our clients. Call Kinnally Flaherty Krentz Loran Hodge & Masur P.C. today at 630-907-0909 and set up a free, confidential consultation.

Source:

https://www.ilga.gov/legislation/ilcs/fulltext.asp?DocName=021500050K143a-2