Running a business without workers' compensation insurance is considered a felony. Under Illinois Workers’ Compensation Laws, almost all workers are eligible for workers compensation. A couple of exceptions are farm workers and Federal employees.
Employers are required to have workers’ compensation insurance, which provides financial stability and medical care for employees who are facing injuries that were caused by an accident in the workplace or their working conditions. It is there to help employees heal from their ordeal, physically and emotionally.
If you are unsure about whether your work-related injuries are eligible for workers' compensation, here are some of the most common workers' compensation claims:
Slips and falls - Anyone can trip and fall, but conditions such as a slippery floor, uneven surface, poorly managed wires, or inadequate lighting can make an employee falling at work more likely. According to the United States Department of Labor, trips, falls and slips account for twenty-five percent of the work-related injuries that prevent an employee from immediately returning to work. In the case of a slippery floor, even if a wet floor sign is present, an employee may still eligible for workers compensation, even if a wet floor sign is present, so long as the injury is severe enough that it renders an employee unable to work. Serious falls, such as those from heights, are more commonly seen in utility and construction professions.
Overexertion - Overexertion is one of the most commonly seen examples of workers' compensation injuries. This can be caused by pulling, pushing, or lifting something that leads to an injury. It is mostly seen in jobs that require physical labor. This can also apply to repetitive motion injuries, such as those experienced in factory work, but these are often harder to prove when it comes to workers' compensation.
Accidents - Accidents at the workplace can vary from a bookshelf falling in an office and causing a head injury to heavy machinery crushing or amputating a limb. Employers should teach safe practices for operating potentially dangerous equipment. Machinery should also be properly maintained and regularly tested. In the event of an accident, seek medical help immediately, even if your injuries seem minor. Not only is it critical to your health, but a medical professional can provide proof that the injuries you suffered are eligible for a workers' compensation claim.
Along with receiving benefits from your employer’s workers' compensation insurance, you may have a personal injury case in which you can sue your employer for negligence. Contact an experienced Kane County Personal Injury Attorney to determine if we can assist you with receiving further compensation for your accident at work. Call 630-907-0909 and schedule a free consultation.
Source:
https://www.trustedchoice.com/insurance-articles/business-occupational/common-workmans-comp-claims/