Common Workers’ Compensation FAQs
Workers' compensation is an insurance program mandated by the state of Illinois that provides financial and medical benefits to employees who are injured or become ill due to their job. It is a critical program designed to protect employees who suffer work-related injuries or illnesses. However, many employees injured or diagnosed with an occupational illness often have questions about how it works. The following are some of the most common questions. If you have been injured, it is important to contact an Illinois workers’ compensation lawyer for legal help.
How Do I File a Workers' Compensation Claim?
If you suffer a work-related injury or illness, you must report it to your employer as soon as possible. Your company should have a procedure in place for reporting job injuries, and it is important to follow that procedure to protect your claim.
The next step is reporting the injury to start your benefits. Your employer should provide you with the necessary forms and information to initiate that claims process. Once you have reported the incident, your employer's workers' compensation insurer will investigate the claim. Make sure to document all details related to the injury or illness, including medical records, witness statements, and any expenses incurred for treatment or rehabilitation.
What Benefits Can I Receive Through Workers' Compensation?
Workers' compensation benefits typically include coverage for:
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Medical expenses – All costs of necessary medical treatment, hospital stays, surgeries, medication, rehabilitation, and any required medical devices should be covered.
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Temporary disability benefits – If your injury prevents you from working temporarily, you may receive wage replacement benefits to cover a portion of your lost income during your recovery.
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Permanent disability benefits – In situations where your injury results in a permanent impairment, you may be entitled to compensation for the lasting effects of the injury.
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Vocational rehabilitation – If the injury or illness prevents you from returning to your prior career, you may qualify for vocational rehabilitation services to help you return to work in a different capacity.
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Death benefits – If a work-related injury or illness results in death, workers' compensation may provide benefits to the deceased employee's dependents.
The specific benefits you are eligible to receive depend on the severity of your injury or illness.
Can I Sue My Employer for a Work-Related Injury?
Workers' compensation is designed to provide benefits to injured or ill employees without the need for a legal lawsuit. Employees typically waive their right to sue their employer for negligence in exchange for these benefits. However, there are exceptions. If your injury resulted from intentional harm by your employer or if a third party, such as a manufacturer or contractor, is responsible for your injury, you may be able to pursue a separate lawsuit against them.
Contact a Kane County, IL Workers’ Comp Lawyer for Legal Assistance
Workers' compensation can be a complex and multifaceted system, and if you have been injured, it is crucial to understand how it works. If you have questions or concerns about your situation, consulting with an experienced Aurora, IL workers' compensation attorney can provide you with the guidance and information you need to navigate the process effectively and ensure you receive the benefits you are entitled to. Call Kinnally Flaherty Krentz Loran Hodge & Masur P.C. at 630-907-0909 today to schedule a free and confidential consultation.
