Maximum Medical Improvement and a Personal Injury Claim

 Posted on October 30, 2024 in Personal Injury

You probably know you could qualify for compensation by filing a personal injury claim if someone else’s negligence is responsible for injuring you. However, getting enough to cover all your accident-related expenses and intangible losses is often challenging. Liable insurers routinely use various tactics to reduce the amount they must pay, and one of them is trying to force you to accept a fast settlement.

What is maximum medical improvement? How can MMI affect my compensation amount? The trusted lawyers from Kinnally Flaherty Krentz Loran Hodge & Masur P.C. can discuss how MMI applies to your case during a free consultation.

What Is Maximum Medical Improvement?

When you are injured in an accident, you will gradually begin to recover. Some wounds heal quickly, while others can take months or years despite intensive medical treatment. At some point, your condition will likely not improve further, even with additional treatment. Although the term "maximum medical improvement" is often used with workers’ compensation claims, it also applies to personal injury cases.

Once you have reached MMI, you will have a better idea of the scope of how your injuries are likely to affect you in the future. You can also better estimate your future medical expenses, which is a vital part of your compensation that some victims overlook.

Why Should I Reach Maximum Medical Improvement Before Accepting a Settlement Offer?

Whether you were injured in a car or truck collision, motorcycle crash, premises liability accident, construction accident, medical malpractice, or another eligible kind of accident, you have one opportunity to pursue compensation from the at-fault party. When you accept and sign a settlement offer, you cannot go back later and ask for more compensation.

Liable insurance companies often try to intimidate injured victims into accepting a fast and low amount. Insurers know many people focus on the promise of immediate funds while ignoring the fact that they may never fully recover from their injuries.

Depending on the kinds of injuries you sustained, you may face several long-term financial losses, such as:

• Lifelong treatments for pain
• Rehabilitation or therapy
• The permanent need for caregivers
• Vehicle or home modifications to accommodate new conditions or disabilities
• Medical equipment
• Medications
• Diminished earning capacity

You need evidence that you will likely incur these and other future expenses due to your accident, which you cannot get until your physicians decide your condition will not improve. Along with these potential financial losses, you will also probably suffer from emotional and mental anguish.

Although you likely qualify for both economic and non-economic damages after your injury accident, you deserve to collect an amount that fully covers all your losses. When you choose Kinnally Flaherty Krentz Loran Hodge & Masur P.C., your attorney knows how to calculate your damages accurately and will help you pursue the highest possible amount.

Call Our Experienced Aurora, IL Personal Injury Lawyers Today

Do not let insurance companies take advantage of you. Kinnally Flaherty Krentz Loran Hodge & Masur P.C. will protect your best interests to ensure you can collect maximum compensation for your damages. Call us at 630-907-0909 to schedule your free consultation with our skilled Kane County, IL car accident attorneys today.